Sellers in Connecticut typically pay 7–8% of the sale price all-in: agent commission, state conveyance tax of 0.75% (up to $800K) plus a 0.25% municipal tax in most towns, attorney fees of roughly $850–$1,000, and prorated adjustments.
How Much Does It Cost to Sell a House in Connecticut?
Commission, conveyance tax, attorney fees, disclosure rules — every line item on a Connecticut seller's closing statement, plus a calculator that shows what you'd actually walk away with.
The short answer
What Selling a CT Home Really Costs
That percentage surprises a lot of first-time sellers, so it's worth seeing where each dollar goes before you list — not on a settlement statement three days before closing. The good news for Glastonbury sellers: with the local median single-family sale at $615,000 and homes going for 107% of asking as of June 2026, the market itself is doing a lot of the heavy lifting. The costs below come out of a bigger number than they would almost anywhere else in the country right now.
Four items make up nearly all of a Connecticut seller's costs: the real estate commission, the state and municipal conveyance taxes, your attorney's fee, and small prorated adjustments for things like property taxes. Your mortgage payoff isn't a cost — it's just the rest of your own loan — but it's the biggest line on the statement, so our calculator below includes it. Here is each item in plain English.
The state's cut
What Is the CT Real Estate Conveyance Tax?
The conveyance tax is Connecticut's transfer tax, paid by the seller at closing — your attorney collects it from your proceeds and remits it when the deed records. It has two parts: a state tax that steps up in brackets as the price rises, and a flat municipal tax your town collects on the full price. As of 2026, the residential rates are:
| Portion of sale price | Rate | Collected by |
|---|---|---|
| Up to $800,000 | 0.75% | State of Connecticut |
| $800,000 – $2,500,000 (that portion only) | 1.25% | State of Connecticut |
| Above $2,500,000 (that portion only) | 2.25% | State of Connecticut |
| Entire sale price | 0.25% (up to 0.5% in certain eligible towns) | Your town |
The state brackets are marginal, like income tax brackets — selling above $800,000 doesn't push your whole price into the 1.25% tier, only the portion above the line. Most Connecticut towns charge the base 0.25% municipal rate, and Glastonbury is one of them: 0.25% under CGS §12-494, with no local surcharge — the optional add-on of up to 0.25% is reserved for the state's "targeted investment communities" (large cities), and Glastonbury isn't one. The town clerk also collects a $2 surcharge on each conveyance over $2,000 at recording.
Worked example: Glastonbury's median sale
On a $615,000 sale — Glastonbury's median single-family price as of June 2026 — the whole price sits inside the first bracket:
- State conveyance tax: $615,000 × 0.75% = $4,612.50
- Municipal conveyance tax: $615,000 × 0.25% = $1,537.50
- Total conveyance tax: $6,150 — exactly 1% of the sale price
A useful rule of thumb for most Glastonbury-area sales: budget 1% of your price for conveyance tax. The math only changes once you cross $800,000 — common in South Glastonbury's luxury tier — and the calculator below handles those brackets automatically.
The legal side
Do You Need an Attorney to Sell a House in CT?
Yes. Connecticut is an attorney state: real-estate closings here are conducted by attorneys, and both the buyer and the seller customarily retain their own. Your attorney reviews the contract, clears title on your end, prepares the deed, handles the payoff of your existing mortgage, and disburses the proceeds. It isn't a formality — it's who actually runs your closing.
For a typical residential sale, expect a seller-side attorney fee of roughly $850–$1,000 as of 2026. Complicated files — estates, trusts, title issues — can run more, but for a straightforward Glastonbury sale that range is a reliable planning number.
Two timing notes worth knowing before you sign anything. First, Connecticut contracts commonly include a short attorney-review period of about three business days after signing, during which either attorney can propose changes. Second, a financed sale typically closes in 30–45 days from contract (30–60 at the outside), while cash sales can close in one to three weeks. We coordinate with your attorney from accepted offer through recording — it's step seven of our listing process.
The biggest line item
What Do Realtors Charge in Connecticut?
Commission is the largest cost of selling, and the one sellers ask about first — so here's the straight answer. Real estate commission is negotiable and is set in writing in your listing agreement before your home ever hits the market. There is no fixed or "standard" rate in Connecticut, and no rate is set by law.
As market data, industry surveys put the recent Connecticut average at about 5.5% of the sale price in total (Clever's Connecticut closing-costs survey, 2025–26), typically split between the listing side and the buyer side. Since the 2024 industry changes, the buyer-side portion is its own negotiation: what, if anything, you offer toward the buyer's agent is a strategy decision you make with your listing agent, not a default.
What matters more than the percentage is what it buys. In a Glastonbury market where well-prepared homes sold at 107% of list in June 2026, pricing strategy, preparation, and negotiation routinely move the final price by more than the entire commission. Before you sign a listing agreement with us, you'll see a written net sheet — exactly what you'd pay, and exactly what you'd keep. No surprises at the closing table.
The paperwork that protects you
What Do You Have to Disclose When Selling?
Connecticut's Uniform Property Condition Disclosure Act (CGS §20-327b) requires sellers of residential property to give buyers the state's disclosure report before the buyer signs a contract. It asks what you actually know about the house — roof, mechanicals, water, additions, and so on.
Skip it and the law is blunt: you owe the buyer a $500 credit at closing (CGS §20-327c). More practically, a clean, complete disclosure builds buyer confidence and heads off renegotiation after the inspection.
- It's a knowledge report, not a warranty. You disclose what you know — you're not guaranteeing the condition of the house.
- Use the current state form — revised July 2025 (form REV 07/25). We prepare it with you as part of every listing.
- Timing is everything: delivered before the buyer signs, not at closing.
The small print
Other Line Items on a CT Seller's Closing Statement
A handful of smaller items round out the statement: prorated adjustments for property taxes and any water/sewer charges (you pay your share up to the closing date, the buyer takes over from there), modest recording and mortgage-release fees, and whatever you choose to invest in preparation — though in this market, our advice is usually paint and staging, not renovation. If the home wasn't your primary residence, or your gain is very large, capital gains tax may also apply; that's a conversation for your CPA, and we're happy to loop them in early.
Every one of these except prep costs is handled at the closing table out of your proceeds — you don't write checks along the way. That's why the number that actually matters is the last line: your net.
Run your numbers
CT Net-Proceeds Calculator
Enter your numbers — the conveyance tax brackets are computed automatically. Figures update as you type.
Your numbers
Defaults show a worked example at Glastonbury's June 2026 median sale price of $615,000, the ~5.5% CT average commission (Clever survey, 2025–26 — commission is negotiable), and a mid-range attorney fee. Municipal conveyance is computed at the standard 0.25%.
Your estimated closing costs
Sale price$615,000
Commission$33,825
State conveyance tax$4,612.50
Municipal conveyance tax (0.25%)$1,537.50
Attorney fee$900
Mortgage payoff$250,000
Estimated net proceeds$324,125
Estimate only. Excludes prorated taxes, payoff interest, and prep costs; assumes the 0.25% municipal rate.
Want exact numbers for your home? Get a free valuation →Quick answers
Cost-to-Sell Questions, Answered
How much does it cost to sell a house in Connecticut?
Plan on roughly 7–8% of the sale price all-in: agent commission, Connecticut's conveyance tax (0.75% state up to $800,000 plus 0.25% municipal in most towns), attorney fees of about $850–$1,000, and small prorated adjustments. On a $615,000 sale the conveyance tax alone is about $6,150.
What is the CT real estate conveyance tax and who pays it?
It's a transfer tax paid by the seller at closing. The state charges 0.75% on the price up to $800,000, 1.25% on the portion between $800,000 and $2.5 million, and 2.25% above that; your town adds 0.25% in most municipalities.
Do I need a real estate attorney to sell a house in CT?
Yes — Connecticut is an attorney state, and both buyer and seller customarily retain real-estate attorneys. Expect roughly $850–$1,000 in fees and a short attorney-review period after contracts are signed. Financed sales typically close in 30–45 days.
What do I legally have to disclose when selling a CT home?
Connecticut's Uniform Property Condition Disclosure Act requires you to give buyers the state disclosure report before they sign a contract; skip it and you owe the buyer a $500 credit at closing. It reports what you actually know about the property — it isn't a warranty. We handle the current state form (revised July 2025) as part of every listing.
By Bryan Feery, REALTOR® — Updated July 2026 Feery Family Team · Berkshire Hathaway HomeServices New England Properties, Glastonbury CT
This guide is general information, not legal or tax advice. Conveyance tax rates, statutes, and forms are as of the dates cited and can change; consult your real-estate attorney and CPA about your specific sale.
Sources
- CT Department of Revenue Services — real estate conveyance tax rates, as of 2026; DRS Special Notice SN 2011-3 — municipal rate 0.25% (CGS §12-494), surcharge limited to targeted investment communities.
- Glastonbury Town Clerk (glastonburyct.gov) — land-records recording fees; $2 surcharge per conveyance of $2,000 or more.
- Conn. Gen. Stat. §20-327b and §20-327c — Uniform Property Condition Disclosure Act; state form REV 07/25 (revised July 2025).
- Clever Real Estate — Connecticut closing-costs survey, 2025–26 (average commission; commission is negotiable and set per listing agreement).
- Connecticut real-estate attorney published fee guidance, 2026 (attorney fees and closing timelines).
- Berkshire Hathaway HomeServices market data, June 2026 (median sale price $615,000; 107% sale-to-list).
Know Your Net Before You List
The calculator gets you close — a comparable-sales valuation gets you exact. Free, no obligation, from a local team that sold Glastonbury homes at 107% of asking in June.